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The USD $60/year plan seems like the best deal, but what happens if I decide I don't want/need the service before the 1-year term is up? Is there an early cancellation fee? Or, do I pay the prorated difference in price for however many months I used the service, at the standard $10/mo price? Also, I would greatly appreciate smaller term commitment plans (e.g., 6-month plans), as it's common to change one's mind as to how much one needs this service after a few weeks of use.